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The DDOR-Garant Ekvilibrio voluntary pension fund is a special type of fund, meaning it is a separate asset owned by the members without the status of a legal entity. It was established with the aim of providing its members with private pensions in old age.
With an average annual return of over 5% since its inception, the Ekvilibrio fund has provided its members with significant accumulated sums.
In addition to members’ contributions, the accumulated amount has also increased due to returns on investments.
WHEN YOU INVEST IN THIS FUND, YOU SHOULD KNOW THAT YOUR MONEY IS INVESTED IN:
- The safest securities issued by the Republic of Serbia.
- Deposits in reputable domestic banks.
You can start withdrawing your accumulated funds at the age of 58.
Even if this seems far away, we recommend using our private pension calculator and starting your contributions as soon as possible.
"EKVILIBRIO IS A MODERATELY CONSERVATIVE FUND"
This means it is designed for those who prioritize security in their investments. The primary focus is on protecting the fund’s assets rather than maximizing profitability.
Even with its moderate conservative policy, members of the fund have achieved high returns since its establishment in 2007, thanks to market trends and the chosen investment strategy.
Since the fund’s establishment in 2007, the average annual return: 5,77%
Previous returns do not guarantee future results. Future returns may be higher or lower than the previous ones.
Since the fund’s establishment in 2007, the average annual return: 5,77%
Previous returns do not guarantee future results. Future returns may be higher or lower than the previous ones.
Investment Unit Value
30.04.2025Vrednost investicione jedinice u fondu DDOR-Garant Ekvilibrio na dan 30.04.2025 godine iznosi 2.843,76431 dinara
With an average annual return of over 7% since its inception, the Štednja fund has secured significant accumulated wealth for its members. In addition to member contributions, the total accumulated balance has increased through generated investment returns. These returns are the result of both current market trends and the fund’s designated investment policy.
The fund is designed for members of all age groups and financial backgrounds who wish to generate future supplementary income through a moderately conservative investment approach.
The fund features an investment policy focused on high-security government securities, combined with a passive portfolio management strategy. When investing the fund’s assets, the Management Company will aim to balance asset security with maximizing investment returns. Investing in the fund constitutes a long-term commitment aimed at optimizing returns relative to the assumed level of risk.
"THE ŠTEDNJA FUND IS A MODERATELY CONSERVATIVE FUND."
Since the fund’s establishment in 2008, the average annual return: 6,98%
Previous returns do not guarantee future results. Future returns may be higher or lower than the previous ones.
Since the fund’s establishment in 2008, the average annual return: 6,98%
Previous returns do not guarantee future results. Future returns may be higher or lower than the previous ones.
Investment Unit Value
Vrednost investicione jedinice u fondu DDOR-Garant Štednja na dan 29.4.2025. godine iznosi 3.185,48822 dinara
Fees
There are two types of fees:
Contribution Fee:
For contributions up to 100,000 dinars, a 2.7% fee is charged on the deposited amount.
For larger contributions, the fee is reduced according to the tariff schedule.
Management Fee:
An annual management fee of 1.25% is charged on the total value of your assets in the fund.
This fee is calculated daily and deducted from the net asset value.
Investment unit values and reported returns already include the deduction of these fees.
Joining the Fund is
EASY for Everyone!
You can contribute to the fund regularly or occasionally.
Even the smallest monthly contributions, accumulated over time and increased by returns, can provide you with significant additional income as you get older.
Create your own private pension plan using our calculator.
- Learn more in our PROSPECTUS
- Start the membership process ONLINE.
- Sign the agreement and make your first contribution
